Life Insurance Advisor Melbourne
Protect your family, income, and future.
For professionals, families and business owners across Melbourne.
If illness, injury, or loss stops your income, the right insurance keeps bills paid, loans covered, and your family supported.
At Angel Advisory, we keep insurance simple. Our Melbourne advisers make sure your protection stays affordable, easy to understand, and right for your real-life needs.
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Independent, conflict-free advice
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Tailored protection for every stage of life
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Ongoing reviews to keep cover aligned
* Professional. Licensed. Recognised for excellence.
Recognised & Trusted
2024 Practice of the Year (Wealth Adviser Congress)
2024 Finalist: ESG Adviser of the Year (IFA Excellence Awards)
Top 5 Wealth Advisory Practice (Robb Report PFI Awards)
At Angel Advisors, we fix that with a clear plan that protects the essentials:
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Your income: so bills get paid if you can’t work
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Your family’s future: mortgages and education stay on track
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Your business: cash flow continues, even if you can’t
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Simple, fair premiums: with no commissions or product pressure
You’ll feel confident knowing you’re protected, not guessing.
Types of Insurance We Advise On
Life Insurance Provides
for your family if you pass away, covering debts, education, and future living costs.
Income Protection Replaces your income if you can’t work due to illness or injury, keeping cash flow steady when you need it most.
Total & Permanent Disability (TPD) Pays a lump sum if you’re unable to return to work due to a permanent disability.
Trauma/Critical Illness Cover Provides a lump sum if you’re diagnosed with a major illness, helping you afford treatment and recovery time.
Who we help
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Professionals & executives: We protect salaries, bonuses and lifestyle goals with tailored income protection and life cover.
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Families: Safeguard your household income, mortgage, and education plans with the right blend of life, TPD and trauma insurance.
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Small business owners: Cover key person risks, business loans, and protect your income if you can’t work.
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Investors & SMSF members: Integrate insurance within your broader wealth and super strategy for efficiency and control.
How Our Insurance Advice Works
1). Assess
We review your financial position, including income, assets, loans, and dependents, to identify what needs protecting and what can be self-funded.
2). Recommend
You’ll receive a clear Insurance Strategy outlining recommended cover levels for:
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Life Insurance
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Income Protection
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Total & Permanent Disability (TPD)
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Trauma/Critical Illness Cover
We explain why each matters, what’s optional, and how to structure cover inside or outside superannuation.
3). Implement & Review
We compare policies from reputable insurers, set up the cover for you, and provide annual reviews to ensure it stays relevant and cost-effective.
What You’ll Receive
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A personalised Insurance Strategy that aligns with your lifestyle, goals, and financial plan
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Side-by-side comparisons of recommended insurers and policy options
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Clear explanations of benefits, waiting periods, and exclusions
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Annual reviews to ensure your cover keeps up with life changes
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Transparent, agreed-upfront fees with no product sales commissions
Meet Your Melbourne Insurance Advisors
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Experienced advisers protecting Melbourne families, professionals, and business owners.
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Specialists in life, income, and trauma cover integrated with broader wealth strategies.
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ASIC-regulated and committed to transparent, independent advice.
Your future. Your family. Our protection.
Explore Other Services
Investments: Grow your wealth with tailored, diversified portfolios.
Superannuation & SMSF: Build retirement-ready strategies that integrate with your protection plan.
Estate Planning: Ensure wealth transfers smoothly to the people who matter most.
Ready to protect your future with confidence?
Speak with a Melbourne life insurance advisor who ensures every part of your wealth plan is secure.
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